Severe Repetitive Loss Program


To assist States, tribal governments and local governments in supporting actions that reduce or eliminate the long-term risk of flood damage to residential properties insured under the National Flood Insurance Program (NFIP) that meet the definition of severe repetitive loss property, and to reduce losses to the National Flood Insurance Fund (NFIF) by funding projects that result in the greatest savings to the NFIF in the shortest time period. This grant program supports the Mitigate component of the Presidential Preparedness Directive 8 (PPD-8) in the following ways: by providing funding to states and communities that promotes Long-Term Vulnerability Reduction through various mitigation measures including by elevating at-risk homes or removing structures from flood hazard areas. Overall, this program also supports Community Resilience by reducing the need for emergency services in flood-prone areas of the community.

General information about this opportunity
Last Known Status
Program Number
Federal Agency/Office
Federal Emergency Management Agency, Department of Homeland Security
Type(s) of Assistance Offered
B - Project Grants
Program Accomplishments
Not applicable.
The Severe Repetitive Loss (SRL) program was authorized by Section 1361A of the NFIA, Public Law 108-264,, Public Law -, 42 U.S.C. 4102a, which was repealed by Pub. L. 112-141, Div. F. title II, 100225(c). July 6, 2012
Who is eligible to apply/benefit from this assistance?
Applicant Eligibility
Entities eligible to apply for SRL grants include the emergency management agency (EMA) or a similar office of the 50 States, the District of Columbia, American Samoa, Guam, the U.S. Virgin Islands, Puerto Rico, the Northern Mariana Islands, and Federally recognized Indian Tribal governments. Each State, Territory, Commonwealth, or Federally recognized Indian Tribal government shall designate one agency to serve as the Applicant for each FMA program. Please see the HMA program guidance for more detailed information.
Beneficiary Eligibility
State agencies, (other than EMA) Indian Tribal governments (non-federally recognized), and local governments and communities are eligible to apply as subapplicants for assistance under the SRL program. All interested subapplicants must apply to their Applicant State/tribe/territory. Subapplicants (and Applicants) may submit applications on behalf of homeowners and property owners. Please see the HMA program guidance for detailed information.
44 CFR Part 79; Please see the HMA Program Guidance . 2 CFR Part 200, Subpart E - Cost Principles applies to this program for RFC awards made on or after December 26, 2014, when the Department of Homeland Security adopted 2 CFR Part 200
What is the process for applying and being award this assistance?
Pre-Application Procedure
Preapplication coordination is required. An environmental impact statement is required for this listing. An environmental impact assessment is required for this listing. This program is eligible for coverage under E.O. 12372, "Intergovernmental Review of Federal Programs." An applicant should consult the office or official designated as the single point of contact in his or her State for more information on the process the State requires to be followed in applying for assistance, if the State has selected the program for review.
Application Procedure
2 CFR 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards applies to this program. It is for awards made on or after December 26, 2014, the date the Department of Homeland Security adopted 2 CFR Part 200.
Award Procedure
Applications are reviewed by DHS/FEMA program and administrative staff. Any issues or concerns noted in the application will be negotiated with the successful applicant prior to the award being issued.
Contact the headquarters or regional location, as appropriate for application deadlines
Approval/Disapproval Decision Time
Refer to HMA program guidance document.
Property owners who refuse an SRL mitigation offer may become subject to increases of their NFIP insurance premium rates, and have the right to appeal such rate increases. Refer to HMA program guidance or the administering program office for further information.
Refer to HMA program guidance document.
How are proposals selected?
Refer to the HMA program guidance for information on criteria for selecting proposals.
How may assistance be used?
States, Territories, local and Federally - recognized Indian tribal governments may apply for SRL funding to reduce or eliminate the long-term risk of flood damage to residential properties insured under the NFIP that meet severe repetitive loss property eligibility criteria. Eligible activities under this program include: acquisition and relocation of at-risk structures and the permanent conversion of property to open space; elevation of existing structures to the Base Flood Elevation (BFE) or an Advisory Base Flood Elevation (ABFE) or higher (for the SRL program Mitigation Reconstruction is only permitted when traditional elevation cannot be implemented); minor physical localized flood control projects; and dry-flood proofing (historic properties only).
What are the requirements after being awarded this opportunity?
Performance Reports: Recipients are required to submit quarterly financial and performance reports. Quarterly Performance Reports must include a report on the progress of each sub-grant award. Reports are due 30 days after the end of each quarter: January 30, April 30, July 30, and October 30. Final financial and performance reports are due 90 days after the expiration or termination of grant award. Please refer to HMA program guidance for more information.
In accordance with the provisions of 2 CFR Part 200, Subpart F - Audit Requirements, nonfederal entities that expend financial assistance of $750,000 or more in Federal awards will have a single or a program-specific audit conducted for that year. Non-Federal entities that expend less than $750,000 a year in Federal awards are exempt from Federal audit requirements for that year, except as noted in 2 CFR 200.503 These audits are due to the cognizant Federal agency, submitted through the Federal Audit Clearinghouse, not later than 9 months after the end of the grantee's fiscal year.
Financial records, supporting documents, statistical records, and all other non-federal entity records pertinent to a federal award generally must be maintained for at least three years from the date the final Federal Financial Report (FFR) is submitted. See 2 C.F.R. ? 200.333. Further, if the recipient does not submit a final FFR and the award is administratively closed, FEMA uses the date of administrative closeout as the start of the general record retention period. The record retention period may be longer than three years or have a different start date in certain cases. These include: o Records for real property and equipment acquired with federal funds must be retained for three years after final disposition of the property. See 2 C.F.R. ? 200.333(c). o If any litigation, claim, or audit is started before the expiration of the three-year period, the records must be retained until all litigation, claims, or audit findings involving the records have been resolved and final action taken. See 2 C.F.R. ? 200.333(a). o The record retention period will be extended if the recipient is notified in writing of the extension by FEMA, the cognizant or oversight agency for audit, or the cognizant agency for indirect costs. See 2 C.F.R. ? 200.333(b). o Where FEMA requires recipients to report program income after the period of performance ends, the program income record retention period begins at the end of the recipient's fiscal year in which program income is earned. See 2 C.F.R. ? 200.333(e). o For indirect cost rate proposals, cost allocation plans, or other rate computations records, the start of the record retention period depends on whether the indirect cost rate documents were submitted for negotiation. If the indirect cost rate documents were submitted for negotiation, the record retention period begins from the date those documents were submitted for negotiation. If indirect cost rate documents were not submitted for negotiation, the record retention period begins at the end of the recipient's fiscal year or other accounting period covered by that indirect cost rate. See 2 C.F.R. ? 200.333(f).
Other Assistance Considerations
Formula and Matching Requirements
Statutory formula is not applicable to this assistance listing.

Matching is voluntary. Refer to HMA program guidance for additional information.

MOE requirements are not applicable to this assistance listing.
Length and Time Phasing of Assistance
Refer to HMA program guidance. Awards are subject to the Cash Management Improvement Act for payment and/or reimbursement of expenditures. Based on project need.
Who do I contact about this opportunity?
Regional or Local Office
See Appendix IV of the Catalog for listing of addresses of the DHS FEMA Regional Offices.
Headquarters Office
Kayed Lakhia - Director, Hazard Mitigation, Federal Insurance and Mitigation Administration
400 C St., SW

Washington, DC 20472
Washington, DC 20472 USA
Phone: (202)646-3458
Fax: (202) 646-2880
Website Address
Financial Information
Account Identification
(Project Grants) FY 22 FY 23 FY 24 -
Range and Average of Financial Assistance
Refer to Hazard Mitigation Assistance (HMA) program guidance document.
Regulations, Guidelines and Literature
The SRL and FMA Program Regulations at 44 CFR Part 79; the DHS FEMA Real Property Acquisition Regulations at 44 CFR Part 80. 2 CFR Part 200, as applicable, and the HMA program guidance.
Examples of Funded Projects
Fiscal Year 2020 Residential structure demolition and property acquisition, structure elevation, structure reconstruction to or exceeding community floodplain elevation standards, and structure relocation outside of the floodplain.


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