Veterans Housing Direct Loans for Certain Disabled Veterans


To provide veterans who are eligible for a Specially Adapted Housing grant with a loan directly from VA in instances where a loan is necessary to supplement the grant, and home loans from private lenders are not available in the area where the property involved is located.

General information about this opportunity
Last Known Status
Program Number
Federal Agency/Office
Veterans Benefits Administration, Department of Veterans Affairs
Type(s) of Assistance Offered
E - Direct Loans
Program Accomplishments
Not applicable.
38 U.S.C. 3710
Who is eligible to apply/benefit from this assistance?
Applicant Eligibility
Veterans who served on active duty on or after September 16, 1940 and are eligible for a Specially Adapted Housing grant.
Beneficiary Eligibility
Permanently and totally disabled veterans rated eligible for Specially Adapted Housing (SAH) benefits. Additional information is available on the SAH factsheet
Not applicable.
What is the process for applying and being award this assistance?
Pre-Application Procedure
Preapplication coordination is not applicable.
Application Procedure
2 CFR 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards applies to this program. The veteran should contact the Loan Production Value stream for information regarding the program. . No specific initial application form is prescribed. The VA Regional Loan Center will engage directly to the veteran. Veterans may call: 1-877-827-3702 (TTY:711) to speak with a VA home loan representative, or submit a request through VA's ServiceNow customer support portal
Award Procedure
The VA Regional Loan Center coordinates loan disbursement with payout of the related Specially Adapted Housing grant. Loan closing is conducted through a loan closing agent assigned by the VA Regional Loan Center.
Not applicable.
Approval/Disapproval Decision Time
From 20 to 60 days.
In the event of a denial or disagreement, a notification letter will advise of applicable review/appeal options, associated filing requirements and time limits.
Not applicable.
How are proposals selected?
Not applicable.
How may assistance be used?
VA may make loans up to $33,000 to eligible applicants if (a) the veteran is eligible for a VA Specially Adapted Housing grant, and (b) a loan is necessary to supplement the grant, and (c) home loans from a private lender are not available in the area where the property involved is located.
What are the requirements after being awarded this opportunity?
Not applicable.
Not applicable.
Loan applications are processed completely by VA Regional Loan Centers. Initial contact should be made with the appropriate office listed in Appendix IV of the Catalog under Veterans Benefits Administration.
Other Assistance Considerations
Formula and Matching Requirements
Statutory formula is not applicable to this assistance listing.

Matching requirements are not applicable to this assistance listing.

MOE requirements are not applicable to this assistance listing.
Length and Time Phasing of Assistance
Loan proceeds may be disbursed in one lump sum when an existing suitable housing unit is involved or in phases in construction cases. Method of awarding/releasing assistance: Lump.
Who do I contact about this opportunity?
Regional or Local Office
See Department of Veterans Affairs field office listed in the Appendix IV of the Catalog. Information on how to contact VA Loan Guaranty Service is located on our website:
Headquarters Office
Heather Sborz - VBA, Loan Guaranty Service
810 Vermont Ave., N.W.
Washington, DC 20420 USA
Phone: (602) 315-0486
Website Address
Financial Information
Account Identification
(Direct Loans) FY 22$0.00; FY 23 est $0.00; FY 24 est $0.00; FY 19$17,830,626.00; FY 20 est $17,708,809.00; FY 21 est $33,826.00; -
Range and Average of Financial Assistance
Not applicable/available.
Regulations, Guidelines and Literature
38 C.F.R. ?? 36.4407, 36.4500-4526
Examples of Funded Projects
Not applicable.


Related Federal Grants

Federal Grants Resources